As the name suggests, commercial insurance covers businesses, including the owners and employees. Since every business is unique in some way, there is no single insurance policy for all business owners.
Commercial insurance consists of one or more coverage types designed to protect your business, its owner(s), and the entire staff. Most business insurance plans cover fundamental aspects like commercial auto insurance, crime, liability, and property.
IHMVCU Insurance is a proud company that provides financial solutions to businesses all around Illinois. Our company was started in 1934 and has a long history of providing financial services to Illinois residents.
Here are a few of the commercial insurance services offered by IHMVCU Insurance Services:
If you have a set location for your business, including the office equipment, inventory, and computers, you should consider purchasing our property insurance policy to protect you in case of smoke, theft, vandalism, or fire damage. You might also need to consider loss of revenue or business interruption insurance as part of your policy to protect your earnings if the business is not capable of operating.
This type of insurance protects a business’ vehicles. You can insure the vehicles that carry the equipment, products, or employees. With our commercial auto insurance, you can protect your trucks, vans, SUVs, and cars from collisions and damage. If you don’t have business vehicles and the employees come with their own vehicles to your business, you can get non-owned vehicle insurance to protect your company in case the employee has inadequate coverage or does not have vehicle insurance.
When choosing the best insurance policy, there are various aspects that you need to consider. Some of the most important considerations include:
For more information or to get a free quote, visit our Illinois offices or give us a call to speak with an agent. IMHVCU Insurance is ready to help you get started.