sandbags and flood water

Flood Insurance

Flood Insurance

Illinois residents may think flood waters don't impact them. For many, that may be true. The only way to know for sure, however, is to do a little investigating to find out where local flood plains are and if your area has ever had flood problems in the past. At IHMVCU Insurance services, you can find all of the information you need pertaining to flood insurance and how this type of natural event may impact your home or business.

Do You Need Flood Insurance?

Before purchasing any insurance, you will want to find out if you genuinely need it. Is your home at risk of being flooded? Is it in a flood plain or low-lying area? Is it located near a water source, like a river, stream, lake, pond, or reservoir? Being able to answer these questions is your first step in determining whether flood insurance is needed. If you still have questions, call your insurance agent and get the information you need to make an informed decision.

Finding Out About Flood Plains

To find out about local flood plains that affect your area, contact your local FEMA agency or visit the FEMA website. You can search through the website and find the information you need or contact the agency directly. Both are set up to provide you with answers about how flood plains work, where they are located, and who to contact if you are a flood victim.

If you live in Illinois, call IHMVCU Insurance Services if you have any questions or concerns about flood insurance. It's better to be safe than sorry when it comes to being prepared for a flood. Having the right type of insurance in place will protect you and your family from devastating financial loss. Don't wait! Call the agents at IHMVCU today!

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What we offer

Our Trusted Partners

  • ASI
  • Flood Insurance
  • Foremost
  • Kemper
  • MFS
  • Nationwide/Allied
  • Progressive
  • Safeco
  • Travelers